In today’s market, operating without accepting debit or credit cards has become virtually impossible for merchants. Businesses need to find a reliable payment processor in order to accept the ‘plastic’. While finding such a merchant account provider is easier for most businesses, those that are labeled high-risk have to face several challenges and for them, getting approved for a processing account can be very frustrating. Fortunately, high-risk businesses have a suitable option for high risk ach. ACH processing. In fact, the many changes to ACH transactions over the years have made them an ideal option for these businesses.